Senior Treasury Manager

That is the job. You will take part in building it, and you will run it while it is being built.

This is a hands‑on role at the intersection of regulation, liquidity, and commercial impact — not a back‑office position. It suits someone who has done this before in a regulated environment and wants to do it again without four layers of committee above them.

What you'll own

Liquidity and funding

• Daily liquidity positioning and float management across entities and accounts

• Intraday funding of payment channels; nostro and correspondent account management

• Collateral and minimum-balance obligations across card schemes, T2, and credit providers

• Contingency funding — the playbook for the day we need €20m by tomorrow morning

• A daily treasury balance sheet — net liquidity and net capital available — that reconciles

Safeguarding and portfolio

• Portfolio management of safeguarded client funds: term deposits, MMFs, short-dated debt, held directly and via external managers

• Safeguarding adequacy: shortfall detection, top-up execution, same-currency discipline

• Instrument eligibility screening under CRR risk-weight, maturity and WAL constraints, and UCITS/MMF rules

• Independent, evidenced validation that externally managed allocations sit inside mandate — position-level look-through, daily monitoring of concentration, maturity, WAL and credit quality, breach escalation

• NII forecasting, attribution, and reconciled performance reporting; treasury inputs into the financial model and company forecast

Governance and controls

• Ownership of the investment policy, limit framework, and eligible-instrument register

• Treasury governance: decision pack, agenda, decision log, and delegated-authority register

• Pre-deal checks and post-trade evidencing, designed so that the first line executes and the second line challenges

• Covenant tracking across credit facilities

• Regulator, external audit, and second-line engagement on treasury and safeguarding matters

Systems and data

• Selection and implementation of investment accounting and treasury tooling — a Clearwater/Advent-class implementation is already in flight and will be yours

• Custodian, asset-manager and bank data feeds; API connectivity where it exists and pragmatic alternatives where it doesn't

• Replacing manual spreadsheet processes with something that survives your holiday

Commercial

• Bank, custodian, broker and asset-manager relationships: onboarding, commercial terms, mandate setting, service review

• Challenging our managers on allocation, transparency and fees — and changing them if the answers are weak

Who you are

• 5+ years in treasury, ALM, fixed income, or portfolio management at a regulated financial institution, EMI/PI, or asset manager

• Direct experience with client money or safeguarding under PSD2 / EMD — core to this role, not adjacent to it

• Experience building or materially rebuilding a treasury function, not only operating inside an established one

• Strong command of bond math, yield and duration, MMF mechanics, and credit and concentration risk at instrument level

• Track record of automating manual treasury processes and implementing treasury or investment accounting systems

• Comfortable working with position-level data directly — you can interrogate a portfolio file rather than wait for a report

• Experience with regulators, external audit, and external asset managers (mandate setting, IMA terms, performance challenge)

• Sound judgement under time pressure in a lean environment with real accountability and limited cover

• Strong Excel skills

• Fluent English

Nice to have

• Familiarity with IFRS 9 or Dutch GAAP (RJ 290) financial instrument accounting

• SQL or Python

• Experience in a firm transitioning toward a banking licence

• Experience using AI tools (e.g. LLMs, copilots) to accelerate analytical and reporting workflows

What You Will Get In Return

Make a genuine impact on the product

Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product.

Work in the EU

Embark on this exciting journey with us and enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe.

Become a stock options holder

Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders.

Receive unwavering support and care

Finom stands by you at every step, embodying our commitment to your well‑being and success reflected in our modern, friendly, and eco‑conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling.

Work & Swim program

Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work‑life balance while enjoying breathtaking Mediterranean views.

Equal Opportunity Statement

At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.